Does My Insurance Cover the Full Replacement Cost or Just the Actual Cash Value of My Damaged Roof?

Nov 01 2023

Dealing with property damage is never a pleasant experience. Amid the chaos and disruption, homeowners frequently face confusing insurance terminologies that can make the claims process even more perplexing. A recurrent question for many homeowners, especially in the realm of roof, gutter, or skylight damages, is: “Does my insurance cover the full replacement cost or just the actual cash value?” For residents of Collierville, TN and surrounding areas, understanding the nuances of Replacement Cost Value (RCV) and Actual Cash Value (ACV) can significantly impact the financial aspects of their repairs. Restoration Roofing, our Collierville TN roofing company, seeks to demystify…

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Do I Get to Choose My Own Contractor, or Will the Insurance Company Provide One?

Oct 31 2023

Homeowners often grapple with various challenges post a damaging event, be it a storm, fire, or any other unforeseen incident that might compromise the integrity of their homes. One of the most pressing questions that emerge after such events is, “Do I get to choose my own contractor, or will the insurance company provide one?” Restoration Roofing, a Collierville TN roofing company that specializes in insurance claims, delves deep into this query to help homeowners make an informed decision. Understanding Your Right to Choose First and foremost, homeowners need to understand that they have rights. As a policyholder, you have…

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What Do I Need to Provide to My Roof Insurance Company?

Oct 27 2023

Navigating the labyrinth of insurance claims can be daunting, especially if it’s your first time dealing with property damage. However, being well-prepared and understanding which documents you need can make a huge difference. By providing the right paperwork, you can streamline the claims process and ensure you receive the compensation you deserve in a timely manner. This article aims to guide you on exactly what documents to prepare, and additionally, shed light on how to identify storm damage. Essential Documentation for Your Insurance Claim: 1. Photos/Videos: The first step after experiencing any property damage is to document it. Take clear…

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What is an Insurance Adjuster for Roof Damage?

Oct 25 2023

In the event of a storm, fire, or any other unexpected calamity that causes damage to your roof, the first step most homeowners will take, after ensuring the safety of their loved ones, is to contact their insurance company. This is where the insurance adjuster comes into the picture. Understanding the role and responsibilities of an insurance adjuster can simplify and expedite the claims process for homeowners. Who is an Insurance Adjuster? An insurance adjuster, also known as a claims adjuster, is a professional employed by an insurance company to evaluate insurance claims. They determine the extent of the company’s…

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Who Do I Call for a Roof Repair in Collierville, TN?

Oct 20 2023

When your roof is in distress, it can cause a great deal of anxiety. Whether you’re dealing with minor leaks or significant storm damage, the question that immediately comes to mind is, “Who do I call for a roof repair in Collierville, TN?” The answer is simple: Restoration Roofing. Our team is your premier solution for all things roofing, and here’s why. Signs That Your Roof Needs Repair Before we introduce our exceptional team, it’s crucial to understand the indicators that suggest you need roof repair. Some signs should prompt a call to a roofing professional: Leakage in the Attic:…

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Roof Repair Vs. Roof Replacement in Collierville

Oct 20 2023

In the beautiful town of Collierville, homeowners take immense pride in the appearance and functionality of their homes. A significant part of this is the roof over their heads. Yet, like anything, a roof has a lifespan. It’s often a dilemma to decide between patching up a section or opting for a full-scale replacement. Let’s delve into the factors and guidance on making the right choice for your home. Signs You Need a Roof Repair: Minor Damage: If your roof has minor damage like a few missing shingles due to a recent storm or a minor leak, it might only…

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