How to Avoid Storm Chasing Roofing Scams
When most people think of a storm chaser, they picture thrill-seekers chasing tornadoes and extreme weather. However, in the roofing industry, storm chasers refer to contractors who follow big storms to sell roofs, often using dubious tactics. At Restoration Roofing in Collierville, TN, we take pride in our integrity and transparency. With the highest rate of storm damage claims approved in the Memphis area, we are committed to protecting homeowners from scams. Here are seven tips to avoid being deceived by storm chasers.
1. Stay Calm When You Hear About Storm Damage
After a major storm, it’s common for salespeople to go door-to-door, trying to sell new roofs by exploiting homeowners’ fears. If someone tells you that your roof has storm damage, the most important thing you can do is remain calm. Storm damage can be serious, but unless you have an active roof leak or widespread damage, there’s no need to panic immediately. You typically have 1 to 2 years to file a claim, depending on your insurance policy. Take your time to find a trustworthy roofing company instead of rushing to sign a contract with the first person who knocks on your door.
2. Verify Local Presence
Many storm chasers come from out of state, following the damage path to sell roofs. A reputable roofing company should have a local office and a local phone number. One of the easiest ways to avoid scams is to ask for the company’s office address and phone number. While not all out-of-state companies are out to scam you, if someone is knocking on doors after a storm, it’s a good sign they might not be local. Restoration Roofing is locally based in Collierville, TN, and we have deep roots in the community.
3. Request Proper Paperwork
A legitimate roofing company should be licensed, bonded, and insured in the state they operate. These documents protect you and your investment by ensuring the job is done correctly. Always ask to see these papers to confirm that the roofing company is properly credentialed in your state. If a company lacks any of these, it puts you and your roof at risk. Restoration Roofing proudly holds all necessary licenses, bonds, and insurance, guaranteeing our commitment to quality and your safety.
4. Be Wary of Unrealistically Low Prices
Storm chasers often lure homeowners with prices that seem too good to be true. They might claim they can do the work for whatever the insurance company pays, hoping you’ll jump at the deal. However, initial insurance estimates often miss crucial line items that need supplementation. Most reputable roofing companies can’t complete the full scope of work for the initial insurance offer. Beware of lowball prices, as these contractors are typically only interested in getting your signature, taking your insurance money, and moving on to the next storm-hit area. Restoration Roofing ensures that all our quotes are fair, transparent, and reflect the true scope of work required.
5. Don’t Sign Anything or Let Anyone on Your Roof Without Verification
Storm chasers might ask you to sign something before inspecting your roof. This is often a trick to gain your commitment before you fully understand the scope of work. Never sign anything or allow anyone on your roof without verifying their credentials and understanding the terms. If a storm chaser comes to your door, thank them, and let them know you will reach out to your insurance company and a trusted local roofer. Restoration Roofing offers thorough and honest inspections, and we encourage homeowners to review all terms before making decisions.
6. Avoid the Deductible Trap
Some unethical roofing companies offer to cover your insurance deductible, which is a form of insurance fraud. While it might seem like a great deal, hiring a company that engages in fraudulent practices can lead to poor workmanship and legal issues. Always pay your deductible to ensure the roofing company follows legal and ethical practices. Restoration Roofing adheres to all legal standards, ensuring your roof is installed correctly and lawfully.
7. Contact Your Trusted Local Roofing Company
The best way to avoid scams is to avoid storm chasers altogether. If approached by a storm chaser, tell them you’ll reach out to your trusted roofer and insurance company. This gives you time to choose a local, reputable company and consult with your insurance provider about the next steps. At Restoration Roofing, we have built a strong reputation in Collierville, TN, for our reliability and high-quality work. Contact us for a thorough inspection and honest advice.
Understanding the Insurance Claim Process
Filing an insurance claim for roof damage can be a complex and confusing process. It’s essential to understand what to expect before diving in. At Restoration Roofing, we guide our clients through every step of the insurance claim process, ensuring they have the information they need to make informed decisions.
Remember, the most important thing is not to panic when your roof is damaged. Instead, find a reputable local roofing company to inspect your roof and determine if filing a claim is necessary. With our high rate of storm damage claims approval in the Memphis area, you can trust Restoration Roofing to provide expert guidance and top-notch service.
For more information or to schedule an inspection, contact Restoration Roofing today. Let us help you protect your home with integrity and professionalism.
For all your roofing needs, trust the experts at Restoration Roofing. We’re more than just a Collierville TN roofing company; we’re your partners in home protection. Contact us today!
Give us a call at 901-854-3402 or fill out our Contact Us form and we will reach out to you with our next available inspection. Make sure to follow us on Facebook and Instagram for more tips on finding the best roofing contractor for you.
